Used Car Financing Tips

When searching for your next vehicle, it's important to know that there are some key differences between financing a pre-owned car and a brand-new one. Many drivers end up deciding that a used car is the best choice for their current needs.

There are many pre-owned cars at Peacock Used Cars & Trucks. Many motorists from across Hardeeville, Bluffton, and Hilton Head Island have already found a car here at our dealership. You might be wondering how to approach the buying process. We've put together these used car financing tips to be a guide.

Financing a Used Car

When searching for a car, some important questions may come to mind. We're here to answer them.

Wondering what the term and interest rate will look like? Interest rates can rise as time goes on, so you may want to lock in a rate convenient to you. Think about how long you plan on driving a pre-owned car. Know what the payments look like on day one and at the end of the term.

Another question that may come up is, Can I see the vehicle history report? Vehicle maintenance should have been handled by a previous owner at certain intervals. Oil changes, brake inspections, alignments, and tire rotations are important to a car's health. We'll provide the CARFAX Vehicle History Report™, which tells you about service records, accident history, title information, and more.

You might also wonder, What should I do with my old car? We'll talk about trading in that current model and using it towards the purchase of a new-to-you pre-owned model. It's important to always handle the trade-in after you've agreed to purchase the pre-owned car you're interested in.

Talk to Our Financial Professionals

Our financial team will guide you through every step of the used car buying process. A car is an important investment, so it's important to get things right the first time.

We have our finance application available on our website, which can be filled out ahead of time. Save a trip to the dealership by doing this from the comfort of your own home. If you have any questions, don't hesitate to contact our staff.

Visit Our Used Car Dealership Today in Hardeeville, SC

Thinking about making your next car a pre-owned vehicle? There are many benefits to buying a used car, and we hope these tips have helped you decide if pre-owned is the way to go in Hardeeville, Bluffton, and Hilton Head Island.

Shop the full Peacock Used Cars & Trucks inventory online or contact us for a test drive today. We look forward to seeing you here at the dealership.

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Peacock Used Cars and Trucks


  • Sales: (843) 208-1258
  • Service: (843) 208-1400
  • Parts: (843) 208-1400


  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 8:00PM
  • Sunday 1:00PM - 5:00PM